Wescot Credit Services Debt Collectors are known for using phone number 01482483281 to get in touch with their debtors. They are a legitimate agency specialising in debt recovery in the UK.
But you may be wondering what this call means for your future. Hold onto your seats; you’re about to find out.
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With this guide, you will find enough insights into the caller’s true identity behind this number 01482483281. Plus, it contains recommended actions that you could use when planning your next steps towards solving the debt issue.
Sometimes, you might have already answered a call from 01482483281 and regret it now. Or your call history might show missed calls from 01482483281. Whatever the case, Do not worry. You will find enough guidance within this article to handle their calls effectively.
Who Called Me from 01482483281?
Wescot Debt Collection is responsible for calling you via phone number 01482483281. They are based in Hull, UK. Plus, Their agency is entirely legitimate and works on behalf of other businesses (Other creditors) to collect debts.
We have already created a dedicated article titled “Wescot Credit Services Debt Collectors – How To Deal With Them” to explain to you everything about Wescot debt collectors and all the guidance you need to deal with them effectively.
You can use the above guide to find answers to questions that you did not find out from the below content.
Who is Wescot Debt Collectors that call you via number 01482483281?
Wescot is one of the oldest debt collection agencies, which has been providing debt collection services in the UK since 1983. Number 01482483281 is one of the Wescot numbers that are used to get in touch with debtors like you.
They provide debt collection services for major creditors. In return, they charge a commission or a fixed fee for each debt amount they recover. Also, they purchase ownership of bad debt from other major lenders. Then, they chase after those debtors to recover the total amount.
You can use our guide titled “Wescot Credit Services Debt Collectors – How To Deal With Them” to learn more about Wescot and find a reliable solution to your debt issue.
Who Do Wescot Debt Collectors that call you via number 01482483281 Collect for?
Wescot Debt Collection agency, which calls you via number 01482483281, has no specific debt industry that they heavily focus on. Thus, they are always ready to provide debt collection services to any business industry they get hired in.
Here’s where things get interesting. Wescot often collaborates with high-profile telecom companies like O2, EE and energy suppliers such as NPower and United Utilities.
Yes, you can be surprised if you hear from Wescot Debt Collectors about a debt for the first time. Most likely, having unpaid bills with any of the companies mentioned above could be why you’re hearing from them for the first time.
After all, keep in mind that Wescot Debt Collectors are not bailiffs. Thus, their debt collection agents cannot enter your home and seize your belongings. Only a bailiff agent with a warrant against your name in hand can enforce to seize your belongings.
Why Has 01482483281 Contacted Me?
There can be many reasons for Wescot Debt Collectors to get in touch with you via phone number 01482483281.
Can I Ignore Wescot Debt Collectors’ Calls?
Yes, you can ignore calls that come from Wescot Debt Collectors via phone number 01482483281. But we strongly advise you not to ignore all communication from them.
This is because they might go to court to take a County Court Judgement (CCJ) against you if you keep ignoring all of their reach outs. Thus, it may not turn out well for you.
There are some instances where you may indeed need to answer their reach outs.
Yes, it is stressful to receive non stop calls from Wescot if you don’t know why they are trying to get in touch with you. In those instances, you might need to answer their calls and ask them why they are constantly contacting you. Surely, Knowing the reason behind their calls will reduce your stress dramatically.
And you are not required by law to provide your personal information to a stranger who contacts you via phone call. Therefore, let them explain who they are and why they have called you in the first place without giving any information from your end.
How do I stop Wescot Debt Collectors from contacting me through number 01482483281?
No, you cannot completely stop Wescot Debt Collectors from contacting you through number 01482483281 if the debts are proven true.
Instead, you can notify Wescot Debt Collectors via a letter that you are willing to discuss with them about the debts. But only with a preferred communication method you chose (we strongly suggest you to choose letters).
By law and the Financial Conduct Authority (FCA) guidelines, they have to honour your request. Always keep in mind to keep a copy of the request letter and send it via a mail service that provides a trackable tracking number. These copies of the letter and traceable tracking number will come in handy if you need to make a complaint later.
How Do I Complain About Wescot Debt Collectors?
So, you’ve reached the point where you need to complain about Wescot Debt Collectors. Perhaps they’ve ignored your preferences or continued to call you incessantly. You have the right to file a complaint.
But how do you go about it effectively? Let’s break it down.
You’ll want to begin by lodging a complaint directly with Wescot Debt. You have this right. Your complaint should at least include the following.
Sounds straightforward, right? But what if your complaint falls on deaf ears? Don’t worry; I’ve got you covered.
As you go through this process, remember to keep a record of everything: emails, letters, and even phone calls if you can. It’s because you’ll need these documents later if Wescot Debt doesn’t resolve your issue.
But how long should you wait for a response? Keep reading; it’s about to get interesting.
Once you’ve lodged your complaint, Wescot Debt should send you an acknowledgement within five business days. Then, they have eight weeks to resolve the issue.
You might wonder what to do if they do not resolve your complaint satisfactorily. Ah, that’s where things heat up.
You can escalate the complaint to the Financial Ombudsman Service (FOS) if Wescot Debt doesn’t resolve your issue within eight weeks.
Let us see what actions FOS will take in order to solve your complaint.
The FOS will step in to review your complaint impartially. They’ll look at all the evidence and decide what action to take. They can uphold your complaint and take various actions against Wescot Debt if Wescot debt-collecting agents are found guilty. This includes:
Will Complaining Get My Debt Written Off?
Submitting a complaint may or may not lead to debt being written off. However, if Wescot Debt owns the debt, the FOS might ask them to write it off as a resolution. But it’s not a guarantee.
Wescot Credit Services Debt Collection Contact Details
| Company Name: | Wescot Credit Services Limited |
| Other Names: | Wescot, Wescot Credit Services |
| Address: | PO Box 137, Hull, HU2 8HF |
| Phone: | 01482 484673
Weekdays: 8 am to 8 pm Saturdays: 8 am to 4 pm |
| Website: | www.wescot.co.uk |
| Email: | contactus@wescot.co.uk |
| Telephone Numbers Wescot call from: | 08442 511 034
01482 483 246 01482 483 247 08448 911 785 |
Beating Wescot Debt Collectors, who calls you via 01482483281
There are other ways that you could use to resolve your debt issue, in addition to discussing your matters with Wescot Debt Collectors, who called you through number 01482483281 straight.
For that, you need to know about the various debt solutions available in the UK if you want to deal with Wescot Debt effectively.
Below is a list of options available in the UK that you could use to write off a full or a partial amount of debt if the total debt is unaffordable. But you need to fulfil unique conditions in each debt solution to get acceptance for one of them. Therefore, we have already created dedicated articles for each solution.
Knowing your choices could help you potentially write off a portion of your debt. But be careful; picking the wrong plan can be costly. Therefore, we strongly suggest you take debt advice from a professional debt advisor before choosing a debt solution in the first place.
Feeling overwhelmed by calls that come from number 01482483281?
Keep in mind you are not the only one who gets calls from 01482483281 asking to settle debts with Wescot Debt Collectors on behalf of their client. Thus, you have the right to take advice from a professional debt advisor if you feel like you are unable to deal with Wescot agents alone.
For that, there are a number of charity debt organisations that offer debt advice free of charge with professional debt advisors. Below are some of the famous charity debt organisations that operate within the UK free of charge,
Key Points
- Know that it’s from Wescot Debt Collectors if you’ve received a call or missed a call from 01482483281. They are a recognised debt collection agency in the UK.
- Surprisingly, many people in the UK can legally write off some or even all of their debts under specific conditions. Wescot Debt Collectors may be able to help you understand these options, but there are other avenues to explore as well.
- Wescot Debt Collectors work with a range of UK businesses. They’re not limited to small claims but include big-name companies in the telecoms and energy sectors. So, if you owe money to any of these types of businesses, Wescot might be the one calling you.
- Constant calls from 01482483281 might feel overwhelming. According to Financial Conduct Authority (FCA) guidelines, you can specify how Wescot Debt should contact you. Doing so can help you manage stress and avoid unnecessary communication.
- You can lodge an official complaint directly with Wescot Debt if their agents ignore your communication preferences.
- You can escalate a complaint to the Financial Ombudsman Service (FOS) if Wescot Debt does not resolve your complaint.
- The FOS will review your complaint and may direct Wescot Debt to take specific actions, which could include debt forgiveness, Paying a fine or compensation to you.
FAQ:
Can I Block 01482483281?
Yes, you can block the number, but this doesn’t resolve the issue of potential debt. Ignoring a debt collector might lead to more significant problems.
