CSS Collect company agents use the phone number 02086654953 to get in touch with their debtors. They are a debt collection agency that operates within the UK. They might be reaching out for a variety of reasons. It can be to collect a payment, dig up more information, or perhaps even intimidate you.
You might be wondering how to handle them. Hang tight because the options I’m about to reveal could change your entire approach to handling this.
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Who Called Me from 02086654953?
It’s the CCS Collect Debt collection agency’s agents who called you via phone number 02086654953. They are a debt collection agency with a reputation built over four decades. This UK-based agency is reaching out to you for a reason.
Most probably to discuss a debt issue. But don’t worry, they are known for Supporting individuals across the United Kingdom facing financial challenges.
But wait, before you return that call or answer the next one, let’s delve into who CCS Collect Debt really is and why they’re keen to talk to you.
Beating CCS Collect Debt Collectors who called you via 02086654953
If you’re dealing with the CCS Collect Debt collection agency, who contacted you at 02086654953, there’s some positive news. In the UK, there are various legal avenues that can potentially assist you in reducing a portion of your overwhelming debt.
Among these legal avenues, Debt Solutions that are offered by the UK hold a great deal and aid in solving debt issues.
However, you need to choose and exercise these Debt Solutions with caution. It’s because certain Debt Solutions may lead to a partial debt write-off, while others could worsen your financial situation. Therefore, we highly recommend seeking advice from a qualified debt advisor before considering any debt solution.
Why Am I Being Called by 02086654953?
You may be curious as to why the CCS Collect Debt collection agency is attempting to contact you, especially through the number 02086654953. And, It’s worth noting that they may employ alternative phone numbers to reach you should you block this one.
These calls are not just random dial-ups, as they have specific motivations behind their outreach.
So, what’s behind the intrigue? Continue reading to uncover the details.
After all, they are a debt collection agency. The primary goal of a call from 02086654953 is to secure payment from you. They’ll run you through your outstanding debt, making it clear how much you owe. They’re often willing to set up a monthly payment plan if you can’t pay it all at once.
Basically, they will offer you two options to settle the debt.
- Full Payment: They’ll request the full sum over the phone if possible.
- Monthly Instalments: A monthly plan is usually offered for those who can’t shell out the whole amount at once.
Ah, here comes the second reason why 02086654953 might be reaching out to you. It could be for the purpose of gathering information.
But you might be wondering why they’re interested in learning more about you. It’s because CCS Collect Debt collection agents aim to assess your ability to settle the debt. These inquiries assist them in determining their next moves regarding solving your debt matter.
To achieve this, they will inquire about the following:
Your Financial Situation: Their next course of action will involve gathering additional details about your financial circumstances if you state that you are unable to pay the debt in full and decline monthly instalments.
Income and Expenses: They will inquire about your current income status and living expenses. It may seem intrusive, but they are creating a profile of your financial capacity. Plus, it aids them in determining the most effective debt recovery strategy.
Future Debt Recovery: The information they gather serves a practical purpose. It will be utilised in future efforts to recover the debt. Now, wouldn’t you like to know how to gain an advantage in this situation?
Last but certainly not least, intimidation is part of their game. If their letters have gone unnoticed, a call from 02086654953 is their next step to get your attention. The pressure could escalate from here.
- Pressure Tactics: They’ll warn you about possible home visits or court proceedings.
- False Deadlines: Expect phrases like “final notice” or “urgent action required” to make you act hastily.
The crucial thing here is to not let intimidation tactics get to you.
You see, every call from 02086654953 has a common objective: to retrieve the debt you owe. While they employ various tactics to achieve this goal, their ultimate purpose remains consistent.
The Profit Motive: Ultimately, CCS Collect Debt collection agency is a business with performance targets to meet. Consequently, they will employ every available means to recover the debt.
The Time Factor: They frequently establish internal deadlines for debt recovery. So, the pressure is on them as well. Plus, their collections agents’ stress on recovering their monthly targets becomes your concern at the end.
At this point, you’re likely eager to learn how to handle these calls and emerge from the situation unharmed. Well, all the answers you seek are in the upcoming sections. Keep reading to change the narrative.
How to Cope with CCS Collect Debt Collectors who called you via 02086654953?
So you’ve recognised that the number 02086654953 is CCS Collect Debt, and you may be wondering what to do next. First and foremost, take a deep breath. Panicking won’t solve anything.
Want to know the secret to handling them like a pro? Just read on.
Knowing your rights can put you in a position of power. Under UK law, debt collectors can’t simply harass you. Most likely, they will not tell you in the first place.
- Written Communication: Always ask for written confirmation of your debt. You can do that by simply requesting them via a letter titled “Prove the debt” to send you provable proofs showing you really owe them.
- Dispute Inaccuracies: You have the right to challenge any inaccuracies you find.
Don’t think you’re powerless against them.
It’s not always about coughing up the full amount. Sometimes, it’s about negotiating a payment plan that fits your budget. Yes, you heard that right: negotiating.
- Affordable Plans: Discuss a plan that you can realistically afford.
- Grace Periods: Sometimes, they offer a grace period for you to begin payments. But receiving this excuse is a very rare thing to happen.
This one is a game-changer. Always keep a record of all conversations and communications. Why?
- Proof: Having a record can save the day if you’re promised something.
- Legal Safety: Records can serve as your defence in legal cases.
Thinking you’ve never heard of this tip before? Wait until you read the next section.
CCS Collect Debt can and will take legal action against you if you keep ignoring all of their reach outs.
- At first, they will go to court to take a County Court Judgment (CCJ) against you. The court will issue a CCJ against you if the debts are true. And you will be legally responsible for the debt.
- The CCJ will last in your credit history for six years if you do not settle the debt before passing 30 days of receiving the court order.
- As a result, you may find difficulties in getting new loans and credit cards in the future.
- The CCS Collect will again go to court to take a warrant or writ of conduct to use bailiffs to visit your home and seize your belongings if you ignore the CCJ.
- The bailiffs will store your goods in a warehouse and eventually sell them in an auction to recover the total debt and all bailiffs’ charges.
As you can see, it’s not a good idea to ignore all communication from them. Plus, you have plenty of time in between these procedures. Therefore, we advise you to use that time to find an effective solution to your debt issue before things escalate to this extent.
Tired of CCS Collect Debt collection agency’s representatives disrupting your financial peace? It’s time to take action. Understanding your rights and handling the situation wisely can effectively put a stop to the CCS Collect Debt agency’s debt collection efforts.
To help you with that, we have already prepared a dedicated article titled “CCS Collect Debt [What are CCS Collect?] – Essential Guide 2023” to provide you with comprehensive insights into the CCS Collect Debt collection agency.
Within this article, you’ll discover answers to any questions that may not have been addressed in the current article you are reading.
Should You Try to Ignore 02086654953?
You can disregard CCS Collect Debt collection agency’s phone calls originating from 02086654953. However, it’s not advisable to ignore all forms of communication from them. By doing so might lead to more issues than solutions. This can include:
Therefore, understanding your rights and utilising them could be crucial.
CCS Contact Details
Below are some of the contact details of the CCS Collect Debt collection agency that you could use to get in touch with them directly.
|Address:||CCSCollect, Norfolk House, Wellesley Road, Croydon, Surrey, CR0 1GR|
|Phone:||020 8665 4929|
|Opening hours:||8:30 am – 7:00 pm Monday to Thursday
8:30 am to 6:30 pm on Friday.
Closed on Saturday
- 02086654953 belongs to CCS Collect Debt Collectors, a company with four decades of experience aiding UK customers facing financial challenges.
- Numerous individuals in the UK may have legitimate options to write off some portion of their debts.
- The reasons for receiving calls can vary: they may seek to collect payments, gather additional information, or exert pressure to prompt debt settlement.
- Stay calm and consider exploring diverse debt solutions available in the UK, as some of them may offer relief from overwhelming debt burdens.
- Emotional Management: Receiving a call from 02086654953? Stay calm. Panicking won’t aid the situation. Knowledge is power, and there are feasible solutions available.
- Understanding Your Rights: It’s not just about debt but also about dignity. Equip yourself with knowledge about debt collection laws in the UK.
- Get Informed before deciding on any action. Ensure you’re well-informed.