Read Time 5 Minutes, 20 Seconds

The Link Financial Debt collection agency uses the phone number 02920858773 to get in touch with their debtors. They could call you for several reasons: to collect a payment, acquire more information, or even intimidate you into settling your debt

Whatever the reason, let us guide you through to find out about them and your options in dealing with them…

Riana Johnson
Last updated on 06 September 2023
Fact Checked

Table of Contents

1. Who Called Me from 02920858773?
2. Beating Link Financial’s Debt Collectors who called you via 02920858773
3. Why Am I Being Called by 02920858773?
4. How to Stop the Link Financial Debt collection agency that called you via phone number 02920858773?
5. Should You Ignore 02920858773?
6. Link Financial Collection Contact Details
7. Key Points


Who Called Me from 02920858773?

It’s Link Financial Debt collection company’s agents who are calling you via phone number 02920858773. They use this number to get in touch with debtors who have ignored their initial contact methods, such as letters and emails.

They generate their revenues in mainly two ways.

1. Other major lenders hire Link Financial Debt collection agency’s agents to chase after their debtors and recover their debts on behalf of them. Here, Link Financial Debt collection agency gets a commission or a fixed fee for each debt they recover successfully.
2. Or Link Financial Debt collection agency purchases the ownership of bad debt for a fraction of total debt from other lenders. Then, they chase after the debtor to recover the total amount of debt, making them a huge profit in return.

But it’s a known fact that Link Financial Debt collection agency focuses more on collecting Credit Card Debts on behalf of their clients.

Beating Link Financial’s Debt Collectors who called you via 02920858773 

If you’re shackled by Link Financial Debt collection agency, who called you via 02920858773, there’s some good news. In the UK, there are several legal routes that can actually help you in writing off some portion of your unmanageable debt. 

But be cautious—while some options could help you in writing off some of your debt (a portion of your debt), others might dig you deeper into financial woes. Thus, we strongly advise you to take debt advice from a professional debt advisor before even thinking of choosing such a debt solution.

Why Am I Being Called by 02920858773?

You might be wondering why the Link Financial Debt collection agency is reaching out to you, specifically via the number 02920858773. And keep in mind that they have other phone numbers as well to get in touch with you if you block this number. These calls are not random dial-ups. There are compelling reasons for their call.

To Collect Payment

First off, if you’re getting a call from 02920858773, it’s likely because they want your money. But it’s not as simple as handing over a few notes. They might lure you into selecting one of the below options. 

  • Immediate Payment: The ideal scenario for Link Financial is to get you to pay the debt in one go. They’ll ask for a credit card payment right then and there on the call.
  • Monthly Installments: They’ll push for a monthly payment plan if you can’t pay all at once. 
To Get More Information

Here comes the second reason why 02920858773 might be calling you. It might be for information gathering. 

But now you may wonder why they want to know more about you. It’s because Link Financial Debt collection agents want to check on your feasibility of settling the debt. These verifications help them in determining what to do next regarding your debt issue from their side.

For that, they will inquire about your,

  • Financial Circumstances: If you claim that you can’t pay the debt in full and decline monthly instalments, then their next step will be to gather more information about your financial situation.
  • Income and Expenses: They will ask about your current income status and living expenses. Yes, it might sound intrusive. But they’re building a profile regarding your financial capability. And it helps them in figuring out how best to recover the debt. 
  • Future Debt Recovery: The information they collect isn’t just for show. It will be used in future attempts to recover the debt. Now, wouldn’t you like to know how to turn the tables on them?
To Intimidate

The third reason is perhaps the most nerve-wracking. If gentle nudges and probing questions fail, they shift gears:

  • Pressure Tactics: They’ll warn you about possible home visits or court proceedings. 
  • False Deadlines: Expect phrases like “final notice” or “urgent action required” to make you act hastily. 

The crucial thing here is to not let intimidation tactics get to you. 

What’s the Underlying Objective?

You see, every call from 02920858773 has an end goal: to recover the debt you owe. While they use varying methods to achieve this, the purpose remains the same.

  • The Profit Angle: Link Financial is a business at the end of the day, and they have quotas to meet. Thus, they will use every action that they can think of against you to recover the debt.
  • The Timeline: They often set internal deadlines for debt recovery. So, the pressure’s on them, too, and their agent’s pressure of acquiring monthly goals is put up on you at the end.

By now, you’re probably itching to know how to handle these calls and come out unscathed. Well, All of your answers lie in the sections ahead. Keep on Reading to flip the script.

How to Stop the Link Financial Debt collection agency that called you via phone number 02920858773?

Fed up with Link Financial Debt collection agency’s agents haunting your financial peace? It’s time to act. Knowing your rights and playing your cards right can actually halt Link Financial agency’s debt collection agents in their tracks. 

For that, we have already created a dedicated article titled “Link Financial Debt Collectors – Pay or Stay? Essential 2023 Guide” to give you the whole picture of Link Financial Debt collection agency. In the above article, you will find answers to any question that you haven’t found answers for from this article that you are currently reading.

Should You Ignore 02920858773?

You can ignore Link Financial Debt collection agency’s phone calls that come through 02920858773. But it is not a good idea to ignore all types of reach outs from them. Doing so may cause more problems than solutions.

Such as,

1. Bombarding a number of letters
2. Number of emails in your inbox
3. Constant phone calls
4. Home visits in extreme cases where they cannot reach out to you via normal communication methods.
5. Possible legal actions such as taking County Court Judgement (CCJ)
6. As their last resort, they will take court warrants to use bailiffs to visit your home and seize your belongings. Then, They will sell them in an auction and use that money to settle the total debt and all bailiffs’ charges.

Thus, Learning your rights and leveraging them is the best option. 

Link Financial Collection Contact Details

You might feel it’s time to proactively contact Link Financial and resolve your situation. Here are their details:

Company Name: Link Financial Outsourcing
Other Names: Link Financial
Post: Link Financial Outsourcing Limited, PO Box 107, Caerphilly CF83 3GG
Contact Number: 0800 064 4499

8.00 am to 8.30 pm Monday to Thursday, 9.00 am to 5.00 pm on Fridays and Saturdays

Company website: https://www.linkfinancial.eu/
Customer email address info@linkfinancial.co.uk
Numbers they could call you from: 02920853500


With this information in hand, you’re equipped to initiate contact and take control of your debt situation.

Key Points

  • The number 02920858773 is primarily linked to Link Financial Debt Collectors, responsible for chasing credit card debt settlements.
  • The calls might be aimed at various objectives, such as collecting payment, obtaining more details about your financial status, or applying pressure to hasten the payment process.
  • Link Financial Debt collectors often target UK citizens to recover debts using the number 02920858773. They can be persistent and employ various tactics to ensure payment.
  • Numerous individuals in the UK have the legal leeway to write off portions of their debt. It’s vital to explore such options.
  • With the right debt solution in the UK, you can manage, reduce, or even eliminate your debt, easing the pressure from entities like Link Financial.
  • Beyond the financial implications, it’s crucial to understand and manage the emotional toll of debt collection calls from numbers like 02920858773. Link Financial Debt is aware of the emotional strain they can induce.
  • Ignoring calls from 02920858773 isn’t the best approach. Instead, educate yourself about your rights to prevent undue exploitation. 
  • You can read our dedicated in-depth guide about Link Financials to learn more about them.

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