Read Time 5 Minutes, 20 Seconds

The sudden buzz of your phone displaying an unfamiliar number, particularly 03445560216, might set off alarm bells. This guide is here to demystify that number and give you actionable steps on how to handle calls from Cabot Financial.

Riana Johnson
Last updated on 25 August 2023
Fact Checked

Table of Contents

1. Who Called Me from 03445560216?
2. Beating Cabot Financial Debt Collectors
3. Reasons why you were called by 03445560216
4. How to Stop Cabot Financial Debt Collectors?
5. Should you ignore 03445560216?
6. Cabot Financial Debt Collection Contact Details:
7. Key Points
8. FAQ


Who Called Me from 03445560216?

When you see 03445560216, it’s a direct line from Cabot Financial, a well-known debt-collecting company in the UK. Many people feel a sudden rush of anxiety thinking about unpaid debts or unexpected financial commitments. 

I’ve crafted an extensively comprehensive manual regarding how to address communication from Cabot Financial upon their reaching out, aiming to halt any form of bothersome interactions, as outlined in the associated article:

Cabot Financial 2023 – Essential Tips Before You Pay Up!

But before we jump to conclusions, it’s crucial to understand the depth and nature of these calls. Why are they calling? Is it always about debts? Let’s uncover these mysteries.

Beating Cabot Financial Debt Collectors

Facing debt is never easy. The mere thought of it can be daunting, but the reality is there’s always a way out. When it comes to Cabot Financial and their consistent calls from 03445560216, it’s essential to know that many people in the UK have managed to navigate this challenge successfully. 

The key is being informed and proactive. There are various debt solutions in the UK. The right one will allow you to write off most or all of your Cabot debt, whereas choosing the wrong one can worsen your situation. So always make sure to consider your options wisely. 

Reasons why you were called by 03445560216

Let’s decipher the main reasons behind these calls:

1. Payment Collection: by this time, you may have already received a letter from Cabot Financial or your original creditor informing you that your debt was passed on to Cabot.

The main reason why this debt collection company is contacting you is because they want to request you to make the payment either by:

  • Card
  • Over the phone
  • Bank transfer
  • Cheque

In a situation where you cannot pay, they will provide you with a repayment plan. So whether it’s due to unpaid credit card bills, lingering loans, or overdue utility bills, they are reaching out to settle those dues. Yet, remember, every problem has a solution.

2. Information Gathering: Sometimes, it’s not about immediate payment. If you cannot pay your Cabot debt, they might be trying to get a clearer picture of your financial situation. They might inquire about your income, monthly expenditures, and other financial commitments. Why? To possibly offer you a feasible payment plan.
3. Intimidation: It’s no secret; some debt collectors use intimidation tactics. Recognizing this is half the battle. They may give you continuous phone calls to pressure you to pay. They might even drop hints about legal actions such as County Court Judgements (CCJ), but it’s essential to know your rights.

How to Stop Cabot Financial Debt Collectors?

With the right approach, you can handle this situation effectively. There are UK-specific debt solutions which might offer a respite. By seeking advice from a debt counsellor or financial expert, you can understand these options better and choose a path that’s right for you.

Some debt solutions you can consider include:

If you want to get free advice, you can consider the following debt charities:

  • StepChange
  • National Debtline
  • Citizens Advice
  • Debt Advice Foundation

Should you ignore 03445560216?

No, while the immediate reaction might be to avoid these calls, it’s crucial to think about the longer-term implications. Ignoring might offer temporary relief, but it could lead to more persistent attempts or even escalate the situation. 

It’s always better to face challenges head-on. And, with the right information, you can handle these calls confidently.

Cabot Financial Debt Collection Contact Details:

Address: 1 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4UA
Phone: 0344 556 0263

Monday – Friday 8:00 am – 8:00 pm

Saturday 9.00 am – 1.30 pm

Website: www.cabotfinancial.co.uk

Key Points

  • The number 03445560216 is a direct line from Cabot Financial, a major debt collection agency in the UK known to pursue payments related to credit cards, loans, and other bills.
  • The primary reasons for calls from 03445560216 include debt recovery attempts, which can be in the form of lump sums or monthly instalments, collecting more in-depth information on your financial status, and in some cases, intimidating or pressurising the recipient into settling the debt.
  • Many individuals in the UK are unaware that they can legally write off a portion of their unmanageable debt. If you’re receiving calls from 03445560216, it might be worth exploring these debt relief solutions.
  • To navigate the complexities of debt solutions, consider reaching out for expert advice. Various UK platforms offer a structured 5-step process to identify the best debt solution tailored to individual needs.
  • To handle calls from 03445560216 more confidently, empower yourself by learning about debtor rights in the UK. 
  • If you’re keen on addressing the issue head-on, you can contact Cabot Financial directly using the provided contact details. They operate from Monday to Saturday with specific working hours.


Who does the number 03445560216 belong to?

The number 03445560216 belongs to Cabot Financial, a UK-based debt Collection Company.

Why is the number 03445560216 constantly calling me?

If you keep getting calls from 03445560216, it means you may have a Cabot debt where your original creditor may have passed on your debt to Cabot Financial. 

Can Cabot Financial take legal action if I ignore their calls?

Yes. If you ignore calls from Cabot Financial, it may escalate the issue, and they might go to court against you and file for a County Court Judgement (CCJ).

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