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Debt Help

IVA Help: Will an Individual Voluntary Arrangement (IVA) affect my credit rating?

An Individual Voluntary Arrangement (IVA) is a debt solution which can help someone manage their debt problem. If you are thinking of getting an IVA to consolidate your debts into affordable monthly payments, then it is important to look at how this will impact your personal as well as your financial life. Getting an IVA […]

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Ultimate Guide To The Breathing Space Scheme: Everything you need to know

If you are struggling with debt, Breathing Space is a free scheme, backed by the UK government to help ease the stress caused by being in debt. There are two types of Breathing Space Schemes, which include the standard Breathing Space Scheme and the Mental Health Crisis Breathing Space Scheme. In this section, you will

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