PO Box 123 Burton on Trent DE14 2XE is an address used by Robinson Way Debt Collection agency which now goes by the name Hoist Finance to reach out to their debtors.
Many are left questioning,
This comprehensive guide will unveil the mystery behind these letters and provide clear steps to manage the situation.
Table of Contents
A natural sense of interest may set in if a letter finds its way to your doorstep stamped with the label “PO Box 123 Burton on Trent”.
Just who might be reaching out to you? It’s time to lift the curtain and unravel the mystery.
What is “PO Box 123 Burton on Trent DE14 2XE.”
“PO Box 123 Burton on Trent DE14 2XE” is a mailbox associated with Robinson Way Debt Collection.
But wait, there’s more. This is not just any debt collection agency. It has evolved, transformed, and rebranded itself as Hoist Finance.
Yes, that’s right! So, know that it’s from Hoist Finance if you’re reading a letter from this PO box.
This brings us to another significant piece of the puzzle. Hoist Finance is part of the Lowell Group. You see, the plot thickens.
So keep in mind, it’s not some random organisation the next time you see a letter from this address, “PO Box 123 Burton on Trent” is contacting you. But an arm of one of the bigger financial debt collection entities in the UK.
Plus, if you got a letter from the address “PO Box 123 Burton on Trent DE14 2XE,” it means you have debt that needs to be paid back to Robinson Way debt Collection(Hoist Finance) too.
But don’t get panicked yet. We are here to help you go through this problem, discussing it step by step. So keep up the reading ahead…
Why Robinson Way or Hoist Finance is Contacting me with a letter sent from PO Box 123 Burton on Trent DE14 2XE?
Primarily, Robinson Way or Hoist Finance is after debt recovery. If you owe money, they’re here to ensure it’s paid back.
You might wonder why they are reaching out to you while you haven’t taken any loans from them. These reach outs happen when your original debtor is tired of reaching out to you asking to pay back and,
But also, in extreme cases, mistakes can happen. So it’s always better to reach out to them and verify the debt before taking any action ahead.
Wait, don’t reach out to them yet. We urge you to reach out to them after reading the whole article and grabbing the whole idea.
The Debt Recovery Process of Hoist Finance
Hoist Finance acquires your unpaid debts from your original creditors as a debt recovery agency.
These lenders could range from
They will try to contact you to arrange a repayment plan once they own your debt.
They are such,
- They will send you a letter (Initial Contact Letter) from the address PO Box 123 Burton on Trent DE14 2XE asking you to repay the debt.
- Next starts the cycle of torcher. They will use every medium of contact they have with you to reach out to you to discuss debt repayment.
- In extreme cases, They will try to do home visits even if you keep ignoring their reach outs.
- On these occasions, you don’t need to meet with them or let them enter your premises because you have the right not to talk with them physically unless they are law enforcement agents(Bailiffs).
- You can complain to the Financial Conduct Authority (FCA) if they make any harassment or threats during any type of contact with them.
- They will send you one last letter reminding you they will take court action if not paid during the given due time.
- They will surely go to court and take Country Court Judgement against you. This will make you legally responsible for paying back the debt.
- Your name will be recorded on a public registry and in your credit history if the court order a CCJ subjugation on you.
- You can clear the CCJ order clear credit history if you paid within the first month you received the CCJ.
- The CCJ subjugation would be updated to satisfied and remain in your credit history report for 6 years if you paid after the first month.
- Yet if you keep ignoring it, then Hoist will complain it to court and will take approval to use bailiffs to recover the debt.
- The court will issue a warrant or writ of control to support bailiffs to enter your home and seize your possessions.
- Your belongings will be kept in a warehouse and eventually will be sold in an auction to recover their debts and total bailiffs charges.
- The rest of the money from the auction will be given to you.
Now, here’s the kicker. The letters from “PO Box 123 Burton on Trent” are their means to reach you. These are not just letters. They’re the start of a possible repayment journey.
So we urge you to discuss this with them early as possible to avoid experiencing this root of hardship.
Dealing with Robinson Way Debt Collection Letters
Staring at a letter from Robinson Way Debt Collection can be quite unnerving. But remember, it’s not the end of the world! We’re here to navigate you through this.
Let’s first remember the golden rule – never ignore these letters. How to respond, you ask? Let’s delve into some possible responses.
The arrival of a letter from Robinson Way Debt Collection can cause a flutter of anxiety. But remember, it’s only a letter.
First and foremost, it’s essential to take a deep breath and remember. You have options.
Maintaining communication is vital. Rather than burying the letter away and hoping it disappears, open it. Read it. Understand what’s being asked of you. This is your first step to dealing with Robinson Way Debt Collection.
Understanding Your Options: how to solve the debt issue sent from PO Box 123 Burton on Trent via letter
Now that you’ve acknowledged the issue, it’s time to understand the available options. And there are plenty! Knowledge is indeed power, and in this case, it’s the power to control your financial situation.
Firstly, ensure the debt is yours. Mistakes happen, and it’s possible the debt isn’t yours or the amount is incorrect. It’s completely within your rights to ask for detailed information about the debt.
- Ask via a written letter to send them a written letter that shows the proof of you owing them money. It is crucial to take proof in written documents as it can be shown in court if things get escalated.
- Keep a photocopy of the letter you send as well.
- And they are bound by law to reply with proof.
If the debt is indeed yours and you’re financially capable, paying off the debt is the most straightforward option.
However, remember to take your financial capacity into account. And don’t rush to pay off a debt you cannot afford.
Don’t panic if you’re unable to pay the debt in full!
You can reach out to Robinson Way and discuss setting up a payment plan. This will allow you to clear the debt over time in a manner that suits your current financial situation.
Don’t hesitate to seek advice if you’re unsure about what steps to take. There are various debt advice services available that provide guidance on how best to handle your specific situation.
Responding to Statute-Barred Debt
One viable response strategy involves checking whether your debt is statute-barred. A statute-barred debt can’t be enforced legally. It’s virtually written off!
We’ll explain the requirements to be statute-barred and how to respond if your debt meets these criteria.
The debts Become a statute-Barred debt if the debtor and the creditor have not been discussing or you did not pay instalments for more than 6 years. This time period refreshes if you had any type of contact with them.
What if the Debt is Proven, and you cannot afford it? Explore Your Options
The plot thickens if Hoist Finance proves the debt. Ignoring the issue isn’t an option anymore.
There are repayment plan options that you can apply for and take those facilities to your benefit. They are as follows.
Take Advantage of Free Debt Advice when dealing with the letter that came from PO Box 123 Burton on Trent.
Need further assistance?
There are a number of debt charity organisations present in the Uk that exist to help
people like you on these kinds of occasions if you feel like you cannot handle this matter alone.
Below are some of the charity organisations available to serve you inside the UK.
Final Thoughts on your receiving a letter from a PO box address: PO Box 123 Burton on Trent DE14 2XE
Always remember that knowledge is power.
You might be thinking, is it necessary to learn all about these things when finding an answer to why you got a letter from “PO Box 123 Burton on Trent DE14 2XE”?
Our answer is yes. Because with that knowledge, you will not fail to deal with the debt companies who come after this letter.
Now We think you got a good picture of the issue. Thus think wisely and take decisions and moves when finding a way to be free from your debt issues.
Contact Information of Hoist Finance
|Head office address||Address:
P.O. Box 7848
103 99 Stockholm, Sweden
|Head office Contact number||+46 (0)8 55 51 77 90|
|Contact emails||Sweden branch – Contact@hoistfinance.se|
PO Box 123 Burton on Trent DE14 2XE is a postal address used by Robinson Way Debt Collection, which is now known as Hoist Finance and is part of the Lowell Group.
It’s likely regarding debt recovery if you receive a letter from this PO box. Hoist Finance is a debt collection agency that buys unpaid debts from various creditors and attempts to recover them.
Note that Hoist Finance can reach out to individuals across the UK, not just in Burton on Trent.
Robinson Way is a debt recovery company that is based in Salford, Manchester. It is a trading style of Hoist Finance, which is headquartered in Sweden and operates as part of the Lowell Group.
Hoist Finance is a European financial organisation that specialises in purchasing non-performing debts from banks and other creditors and assisting clients in establishing long-term repayment plans.
It may be possible to write off debts that you have with Robinson Way if you have £5,000 or more in unsecured debts. This can include various types of debts.
They are such:
However, the process and eligibility for writing off debts can be complex. So it’s advisable to seek professional advice if you are considering this option.
The DE14 postcode district is part of Burton-on-Trent and covers areas including Branston, Burton upon Trent, Newton Solney, and Winshill.
For reference, the DE13 postcode district also falls under Burton-on-Trent and includes Alrewas, Barton-under-Needwood, Rolleston on Dove, and Tutbury.
DE15 covers Bretby and Stapenhill in Burton-on-Trent, while DE21 is in Derby and covers areas like Chaddesden, Oakwood, Spondon, Breadsall, Horsley, and Little Eaton.
You can call specialist advisors at 0800 121 48 63 if you need help with managing debts or wish to communicate with Robinson Way.
Additionally, you can complete an online form to request a call-back if you’re struggling with debt and need assistance in stopping Robinson Way.