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Have you ever heard of the Zinc Group? This name is likely, familiar if you are dealing with debt collection. Zinc Group is a UK-based debt collection agency renowned for helping various industries recover unpaid payments and debts. 

This Zinc Group agency has two main offices, one in Glasgow and the other in Stratford-upon-Avon. The agency regulates services from these two main offices, such as recovering unpaid payments, debts, and invoices. 

The agency has functioned since 2008 under the regulation of the Financial Conduct Authority, shortly known as the (FCA)

On the other hand, the term “zinc group debt collection” refers to the specific services offered by this agency to recover debts. This comprehensive Zinc Group Debt Collection guide will provide all the details necessary to understand the Zinc Group and its debt collection processes.

Are you ready to explore deeper into it? Hold tight and focus your attention as we unravel the Zinc Group debt collection mystery!

Zinc Group
Anonymous Writer
Last updated on 12 June 2023
 Fact Checked

Table of Contents

1. Zinc Group’s Operations: A Peek Behind the Curtain
2. The Debt Collection Companies of the Zinc Group
3. What If You Received a Zinc Group Debt Collection Letter?
4. Can the Zinc Group Knocking On Your Door?
5. Can the Zinc Group Debt Collector Ring Up on You Repeatedly?
6. Can they Prove My Debts to the Zinc Group Debt Collectors?
7. When Not to Pay for the Zinc Debt Collection?
8. The Art of Bearing All Your Debts and Staying Calm
9. The Essential Zinc Group Contact Information
10. Key Points
11. FAQ


Zinc Group’s Operations: A Peek Behind the Curtain

Let’s take a closer look at the inner workings of the Zinc Group. Their extensive and diverse operations bring a range of questions to mind. What happens behind the scenes? Do they have the power to knock on your door, demanding instant payment? 

Furthermore, are you bound to honour their claims if the debt they’re chasing doesn’t ring any bells? Rest assured, and we’ll unravel these mysteries and more. So, keep reading!

The Debt Collection Companies of the Zinc Group

Zinc Group is considered a debt collection agency that s also a member of the credit services association. Remember that although they aim to recover payments, they cannot forcefully enter our homes. They are not bailiffs and can’t act, although you owe the company money. 

Moreover, Zinc Group collects debt from a wide range of companies. The websites of those companies state the services they offer. They are best reputed for getting money back from previous employees for unpaid money.

What If You Received a Zinc Group Debt Collection Letter?

Zinc Group

Typically, the Zinc Debt Collectors motivate clients to make payments on behalf of other businesses. So, you may owe money if you own an account on Zinc Collections. Meanwhile, the Zinc Group is well-known for sending letters requesting you to pay for unpaid debts. 

It is well-known that Zinc Debt Collection sends letters to debtors requesting full payment for delinquent debts. These letters may shock you because you have probably never dealt with Zinc Debt Collection before. 

Since a business employs them, Zinc Debt Collection is collecting a legitimate debt from you. Treating this debt letter seriously and not dismissing debt collection companies is essential.

Rarely, Zinc Debt Collection may make an administrative mistake. However, we also have a solution for this predicament. Continue reading!

Can the Zinc Group Knocking On Your Door?

Can Zinc Group turn up at your house and demand immediate payment?

  • Follow the Rules: They must follow specific rules. If they do not, you may have grounds for complaint. This knowledge is essential information to know.
  • Seek Assistance: If they do knock on your door without prior notice, don’t panic. Seek immediate help from a legal adviser to protect your rights.

Finally, this brings us to a good turning point: What happens if the Zinc Group abruptly violates these rules? The suspense is rising. What if they persist, even after you’ve expressed your doubts? 

Can the Zinc Group Debt Collector Ring Up on You Repeatedly?

Receiving a million calls, messages, emails, and even home visits from your debt collectors is a bad experience for someone who owes money. It’s like experiencing a bad nightmare when people call you repeatedly to ask for money, but remember, this is against the law. 

It is permitted for The Zinc Group Debt Collection to pester you nonstop once you pay. Let them know the best times to call and the preferred contact methods to avoid this.

For instance, you can file a complaint and take it to the Financial Ombudsman if they don’t adhere to these deadlines or deploy debt collectors.

Can They Prove My Debts to the Zinc Group Debt Collectors?

You can request Zinc to provide evidence that you owe the bill. You must write to them first to establish that you are liable for the loan. Even though you are aware of your debt, proceed. You have no duty to pay, and they must mark the debt as resolved if they can’t show it.

Finally, you can write them a “prove the debt” letter and ask for a signed document to establish that you engaged in a contract that wasn’t honoured. Therefore, this is an excellent trick if you believe an error has occurred.

What if they provide enough proof after your request? : What Are My Options With Zinc Debt Collection Solutions?

Once you have stepped into this stage, it’s wise to search for the options available for repayment. Other options are available if you need help paying the entire amount in one go. The options are as follows. 

Don’t be afraid; you don’t need to be an expert on these topics now. More information can be grabbed by reading articles specially written on this topic. Or else, you can always seek help from UK debt charities, for instance, the Money Advice Service.

When Not to Pay for the Zinc Debt Collection?

Most of the time, borrowers must find a means to repay their obligations. However, a legal snag could prevent Zinc Debt Collection from deploying debt collectors and block you from making any payments.

The term “statute-barred debts” refers to some older obligations. Whereas it was already established, they cannot be sued in court to get a CCJ that compels payment. There will never be a legal requirement to pay the debt, even without being erased.

Your Zinc Debt Collection debt must be at least six years old and unpaid for the previous six years to be considered statute-barred.

The Art of Bearing All Your Debts and Staying Calm

Being in debt is partly tricky because the business needs to be more transparent. Hence, debt collectors frequently use several names and addresses to contact you.

Even when it’s for practical reasons, it can be daunting and complicated. As a result, it’s critical to strive to maintain composure and learn the facts. 

Numerous names are used by some of the most prominent debt collectors in the UK. 

You may receive communications from

  •  Robinson Way is posing as Hoist Finance. 
  • Wescot Credit Services, which Cabot Financial Group recently acquired,
  • It is now referred to as Credit Style and CST Law. 
  • Overdales is owned by Lowell Financial as well, and both companies handle debt collection. 
  • PRA Group has a reputation for excellence.

The Essential Zinc Group Contact Information

Telephone: +44 (1789) 273149
Fax: +44 (1789) 405 065
Address Kings House 4 Elm Court, Stratford Upon Avon, CV37 6PA, United Kingdom
Email: yes@thezincgroup.com
Website: wewanttosayyes.co.uk

Key Points

  • Zinc Group Management is identified as a debt collection agency based in the UK which functions to help recover unpaid debts and payments.
  • Most people in the UK legally write off their debts.
  • Since Zinc Group is not considered a bailiff, they cannot take your valuable possessions but employ bailiffs to appear in court.
  • Furthermore, you can request the group to prove your debts and agree on a comfortable repayment plan.
  • Statute-barred debts are not legally enforceable, so you only need to pay them if they meet specific criteria. 


Is Credit Management a Debt Collector?

Yes, credit management typically refers to organisations involved in recovering outstanding debts. These are also known as debt collectors.
They aim to facilitate smooth debt repayment while respecting the debtor’s rights. Therefore, it is interesting.

Does Zinc Buy Debts?

Zinc Group can buy debts from original creditors as a debt collection agency. However, they may also act on behalf of the original creditor to collect the debt. Fascinating how the world of debt works, right?

What Happens If I Ignore a Debt Collector?

Ignoring a debt collector, such as Zinc Group, could escalate debt collection efforts, have potential legal consequences, and negatively impact your credit score—a dramatic turn of events.

How Can You Tell if a Debt Collector is Real?

Verifying a debt collector’s authenticity involves a few steps:

1. Ask for a written “validation notice” of the debt.
2. Cross-verify the details with your original creditor.
3. Check if the agency is registered under your country or state’s regulatory bodies.

Who knew checking credibility could be so systematic, right?

Should I Answer a Call From a Debt Collector?

Yes, it’s generally advisable to answer a call from a debt collector. So this helps you understand the debt they are referring to and start the process of resolving it.

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